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	<title>Business Networking Fredericksburg, Stafford VA: Business Builders</title>
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		<title>Melissa Okrasinski</title>
		<link>http://www.bbnetworking.com/member-profiles/melissa-okrasinski</link>
		<comments>http://www.bbnetworking.com/member-profiles/melissa-okrasinski#comments</comments>
		<pubDate>Wed, 06 Oct 2010 18:23:35 +0000</pubDate>
		<dc:creator>sonja</dc:creator>
				<category><![CDATA[Member Profiles]]></category>

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		<description><![CDATA[Fairway Independent Mortgage Corporation www.mortgageswithmelissa.com Mortgages are a piece of a total financial picture and one size does not fit all.Â  My clients experience a holistic approach to lending advice, with professional detail and personal attention.Â I have been providing lending and financial advice for over 10 years.Â  I have financial planning experience, so I take [...]]]></description>
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<p><img class="alignleft size-full wp-image-175" style="margin-right: 10px;" title="Melissa Okrasinski" src="http://www.bbnetworking.com/wp-content/uploads/2010/10/Melissa-Okrasinski.jpg" alt="Cheryl-Tipton" width="100" height="120" /></p>
<p><em>Fairway Independent Mortgage Corporation</em></p>
<p><a href="http://www.mortgageswithmelissa.com" target="_blank"> www.mortgageswithmelissa.com</a></p>
<p>Mortgages are a piece of a total financial picture and one size does not fit all.Â  My clients experience a holistic approach to lending advice, with professional detail and personal attention.Â I have been providing lending and financial advice for over 10 years.Â  I have financial planning experience, so I take a consultative approach to the lending process.Â  I work best with clients in search of solutions, and not just product.</p>
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		<title>Valerie Kemper Simons</title>
		<link>http://www.bbnetworking.com/member-profiles/valerie-kemper-simons</link>
		<comments>http://www.bbnetworking.com/member-profiles/valerie-kemper-simons#comments</comments>
		<pubDate>Thu, 19 Aug 2010 17:12:08 +0000</pubDate>
		<dc:creator>sonja</dc:creator>
				<category><![CDATA[Member Profiles]]></category>

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		<description><![CDATA[The Looking Glass, Sole Proprietor &#8211; Master Esthetician www.fredericksburgskin.com My Clinical Skin Care Practice is for those who are serious and motivated to correct problems that stare back at them from the mirror every day:Â Fine Lines, Sun Damage, Brown Spots, Freckles, Thin Skinned Veiny Areas, Dark Circles, Acne, Dry or Oily, Tone and Texture Problems [...]]]></description>
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<p><img class="alignleft size-full wp-image-175" style="margin-right: 10px;" title="Valerie Simons" src="http://www.bbnetworking.com/wp-content/uploads/2010/08/Valerie-Simons.jpg" alt="Cheryl-Tipton" width="100" height="120" /></p>
<p><em>The Looking Glass, Sole Proprietor &#8211; Master Esthetician</em></p>
<p><a href="http://www.fredericksburgskin.com/default.html" target="_blank"> www.fredericksburgskin.com</a></p>
<p>My Clinical Skin Care Practice is for those who are serious and motivated to correct problems that stare back at them from the mirror every day:Â Fine Lines, Sun Damage, Brown Spots, Freckles, Thin Skinned Veiny Areas, Dark Circles, Acne, Dry or Oily, Tone and Texture Problems</p>
<p>A teachable heart and soul, partnered with what one does at home consistently and over time combined with the most aggressive master esthetic grade in-studio treatments is an unshakeable step towards correcting, restoring and maintaining the largest organ of your body at a price point you can afford&#8230; for Life.</p>
<p>Skin Care at the Master Esthetic Level is for people who:</p>
<p>-want improvement and correction and understand the concept of maintainance<br />
-can not afford extended downtime<br />
-are hungry to learn,  willing to take responsibility, able to commit<br />
-are comfortable with $100 price points rather than price points in the 1000&#8242;s.</p>
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		<title>Cheryl L. Tipton</title>
		<link>http://www.bbnetworking.com/member-profiles/cheryl-l-tipton</link>
		<comments>http://www.bbnetworking.com/member-profiles/cheryl-l-tipton#comments</comments>
		<pubDate>Thu, 04 Mar 2010 21:36:04 +0000</pubDate>
		<dc:creator>sonja</dc:creator>
				<category><![CDATA[Member Profiles]]></category>

		<guid isPermaLink="false">http://www.bbnetworking.com/?p=176</guid>
		<description><![CDATA[Stonewall Title &#38; Escrow â€“ Closings With Cheryl / Godâ€™s Dogs, Licensed Title Insurance Agent www.StonewallTitle.com â€œClosings With Cherylâ€ is a local marketing and closing service for Stonewall Title &#38; Escrow Inc.Â  I am a licensed title insurance agent in Virginia and perform all my closings in person in order to give exceptional, consistent, and [...]]]></description>
			<content:encoded><![CDATA[<p><strong><em><img class="alignleft size-full wp-image-175" style="margin-right: 10px;" title="Cheryl-Tipton" src="http://www.bbnetworking.com/wp-content/uploads/2010/03/Cheryl-Tipton.jpg" alt="Cheryl-Tipton" width="100" height="120" /></em></strong></p>
<p><em><strong>Stonewall Title &amp; Escrow â€“ Closings With Cheryl / Godâ€™s Dogs</strong></em><em>, Licensed Title Insurance Agent</em><br />
<a href="http://www.StonewallTitle.com" target="_blank">www.StonewallTitle.com</a></p>
<p>â€œClosings With Cherylâ€ is a local marketing and closing service for Stonewall Title &amp; Escrow Inc.Â  I am a licensed title insurance agent in Virginia and perform all my closings in person in order to give exceptional, consistent, and professional service to my clients. Â I value the personal relationships Iâ€™ve developed over the past 8 years in the title business with realtors and loan officers in Fredericksburg.Â  Their trust in me and Stonewall is significant and I work to meet and exceed their expectations.Â  In addition, I enjoy the buyers, sellers, and borrowers I get to work with on a daily basis.</p>
<p>I look forward to connecting with people in the Fredericksburg area and making their real estate closing a successful, enjoyable experience.</p>
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		<title>Sonja P. Wise</title>
		<link>http://www.bbnetworking.com/member-profiles/sonja-p-wise</link>
		<comments>http://www.bbnetworking.com/member-profiles/sonja-p-wise#comments</comments>
		<pubDate>Sun, 29 Nov 2009 01:57:34 +0000</pubDate>
		<dc:creator>sonja</dc:creator>
				<category><![CDATA[Member Profiles]]></category>

		<guid isPermaLink="false">http://www.bbnetworking.com/?p=62</guid>
		<description><![CDATA[So Wise Art, LLC, President www.SoWiseArt.com We partner with you to create your business image and communicate your identity with pride to the outside world. We help you reach your customers by expressing who you are, professionally, efficiently and effectively. At So Wise Art, we do this primarily by connecting with you and helping pull [...]]]></description>
			<content:encoded><![CDATA[<p><strong><em><img class="size-full wp-image-73 alignleft" style="margin-left: 10px; margin-right: 10px;" title="sonja_wise" src="http://www.bbnetworking.com/wp-content/uploads/2009/11/sonja_wise.jpg" alt="Sonja Wise" width="125" height="150" /></em></strong></p>
<p><strong><em>So Wise Art, LLC</em></strong><em>, President </em><br />
<a href="http://www.sowiseart.com/" target="_blank"> www.SoWiseArt.com</a></p>
<p>We partner with you to create your business image and communicate your identity with pride to the outside world. We help you reach your customers by expressing who you are, professionally, efficiently and effectively. <span id="more-62"></span>At So Wise Art, we do this primarily by connecting with you and helping pull out the essence of what your business needs to communicate and we provide you with a visual identity.</p>
<p>So Wise Art is an advertising and design firm providing: graphic design for print and web, development of Â business identity and advertising campaigns, provide on-site evaluations, andÂ write and implement marketing plans. We help our customers get their message to their target customers. Our customers include the Fortune 500 companyÂ <strong>Motorola, Inc.</strong> as well as the largest commercial contractor in the Culpeper, Virginia region,Â <strong>Taft Construction, Inc. </strong>and more than 70 small businesses ranging from services to retail operations.</p>
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		<title>Kathy Roscoe</title>
		<link>http://www.bbnetworking.com/member-profiles/kathy-roscoe</link>
		<comments>http://www.bbnetworking.com/member-profiles/kathy-roscoe#comments</comments>
		<pubDate>Sun, 29 Nov 2009 01:56:03 +0000</pubDate>
		<dc:creator>sonja</dc:creator>
				<category><![CDATA[Member Profiles]]></category>

		<guid isPermaLink="false">http://www.bbnetworking.com/?p=59</guid>
		<description><![CDATA[PNC Bank,Â  Assistant Vice President, Branch Manager www.pnc.com, email address: Kathleen.Roscoe@pnc.com Kathy enjoys assisting local small business owners to select the correct bank account to fit their needs. Kathy provides a variety of services for small business owners, including small business loans. Kathyâ€™s passion for her industry is shown in the attention and manner in [...]]]></description>
			<content:encoded><![CDATA[<p><strong><em><img class="alignleft size-full wp-image-139" style="margin-left: 10px; margin-right: 10px;" title="kathy_roscoe" src="http://www.bbnetworking.com/wp-content/uploads/2009/11/kathy_roscoe.jpg" alt="kathy_roscoe" width="125" height="150" />PNC Bank</em></strong><em>,Â  Assistant Vice President, Branch Manager</em><br />
<a href="http://www.pnc.com/" target="_blank">www.pnc.com</a>, email address: <a href="mailto:Kathleen.Roscoe@pnc.com" target="_blank">Kathleen.Roscoe@pnc.com</a><br />
Kathy enjoys assisting local small business owners to select the correct bank account to fit their needs. Kathy provides a <span id="more-59"></span>variety of services for small business owners, including small business loans. Kathyâ€™s passion for her industry is shown in the attention and manner in which she cares for her clients.</p>
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		<title>Rae Moriarty</title>
		<link>http://www.bbnetworking.com/member-profiles/rae-moriarty</link>
		<comments>http://www.bbnetworking.com/member-profiles/rae-moriarty#comments</comments>
		<pubDate>Sun, 29 Nov 2009 01:55:25 +0000</pubDate>
		<dc:creator>sonja</dc:creator>
				<category><![CDATA[Member Profiles]]></category>

		<guid isPermaLink="false">http://www.bbnetworking.com/?p=57</guid>
		<description><![CDATA[Hartwood Photography, Co-Owner www.hartwoodphoto.com Hartwood Photography is a portrait and wedding studio in Hartwood, Virginia.Â  We pride ourselves on the &#8220;heart&#8221; of our business.Â  We cater to those who want a personal touch and a caring experience.Â  One of our clients said about the &#8220;online proofing&#8221; experience, &#8220;These are amazing. I sent the link to [...]]]></description>
			<content:encoded><![CDATA[<p><strong><em><img class="alignleft size-full wp-image-110" style="margin-left: 10px; margin-right: 10px;" title="Hartwood-Photography" src="http://www.bbnetworking.com/wp-content/uploads/2009/11/Hartwood-Photography.jpg" alt="Hartwood-Photography" width="125" height="150" />Hartwood Photography</em></strong><em>, Co-Owner</em><br />
<a href="http://www.hartwoodphoto.com" target="_blank">www.hartwoodphoto.com</a><br />
Hartwood Photography is a portrait and wedding studio in Hartwood, Virginia.Â  We pride ourselves on the &#8220;heart&#8221; of our business.Â  We cater to those who want a personal touch <span id="more-57"></span>and a caring experience.Â  One of our clients said about the &#8220;online proofing&#8221; experience, &#8220;These are amazing. I sent the link to everyone I know to take a look!! You guys are awesome!!&#8221;Â Â  Let Us Show You Our &#8220;Hart&#8221;wood Photography!<br />
<em><br />
</em></p>
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		<title>Chris Payne</title>
		<link>http://www.bbnetworking.com/member-profiles/chris-payne</link>
		<comments>http://www.bbnetworking.com/member-profiles/chris-payne#comments</comments>
		<pubDate>Sun, 29 Nov 2009 01:54:16 +0000</pubDate>
		<dc:creator>sonja</dc:creator>
				<category><![CDATA[Member Profiles]]></category>

		<guid isPermaLink="false">http://www.bbnetworking.com/?p=55</guid>
		<description><![CDATA[Payne Agency,Â  Insurance Agent www.AllstateAgencies.com/CPayne2 Caring Compassionate Insurance Agent â€“ sounds like an oxymoron right? Well not at the Payne Agency. Chris Payne and her staff put you and your needs first. Never again will you have the feeling I only hear from my agent when they want to sell me something. Now&#8217;s the time [...]]]></description>
			<content:encoded><![CDATA[<p><strong><em><img class="size-full wp-image-86 alignleft" style="margin-left: 10px; margin-right: 10px;" title="chris_payne" src="http://www.bbnetworking.com/wp-content/uploads/2009/11/chris_payne.jpg" alt="Chris Payne" width="125" height="150" /></em></strong></p>
<p><strong><em>Payne Agency</em></strong><em>,Â  Insurance Agent</em><br />
<a href="http://www.AllstateAgencies.com/CPayne2" target="_blank">www.AllstateAgencies.com/CPayne2</a><br />
Caring Compassionate Insurance Agent â€“ sounds like an oxymoron right? Well not at the Payne Agency. Chris Payne and her staff put you and your needs first. Never <span id="more-55"></span>again will you have the feeling I only hear from my agent when they want to sell me something. Now&#8217;s the time to start getting everything you&#8217;re paying for &#8211; professional advise that suits you and your situation.<br />
Providing a full range of insurance for all your home and business needs, from supplemental group coverage to life and disability, to home and auto coverage, and best of all Allstate is cheaper than you think. Get Good Hands Coverage at the price you want from a unique insurance professional. Call Chris today.<br />
<em><br />
</em></p>
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		<title>Ray Milano</title>
		<link>http://www.bbnetworking.com/member-profiles/ray-milano</link>
		<comments>http://www.bbnetworking.com/member-profiles/ray-milano#comments</comments>
		<pubDate>Sun, 29 Nov 2009 01:53:47 +0000</pubDate>
		<dc:creator>sonja</dc:creator>
				<category><![CDATA[Member Profiles]]></category>

		<guid isPermaLink="false">http://www.bbnetworking.com/?p=53</guid>
		<description><![CDATA[9 Hammers Home Improvement, President www.9Hammers.com 540-308-8440 Qualified&#8230; so you don&#8217;t have to be Licensed, insured and bonded servicing all aspects of home improvement. As an advocate for homeowners, Ray is committed to providing Virginia homeowners with information and advice concerning repairs and renovations. An expert in contractor regulations, Ray is also an advocate for [...]]]></description>
			<content:encoded><![CDATA[<p><strong><em><img class="alignleft size-full wp-image-111" style="margin-left: 10px; margin-right: 10px;" title="ray_milano" src="http://www.bbnetworking.com/wp-content/uploads/2009/11/ray_milano.jpg" alt="ray_milano" width="125" height="150" />9 Hammers Home Improvement</em></strong><em>, President</em><br />
<a href="http://www.9Hammers.com" target="_blank">www.9Hammers.com</a><br />
540-308-8440<br />
Qualified&#8230; so you don&#8217;t have to be<br />
Licensed, insured and bonded servicing all aspects of home improvement. As an advocate for homeowners, <span id="more-53"></span>Ray is committed to providing Virginia homeowners with information and advice concerning repairs and renovations. An expert in contractor regulations, Ray is also an advocate for contractors who operate legitimate businesses. In addition to being a general contractor and jack-of-all-trades, Rayâ€™s experience includes refurbishing historical structures that were built as far back as the 1800â€™s.<br />
<em><br />
</em></p>
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		<title>Lisa P. Hockman</title>
		<link>http://www.bbnetworking.com/member-profiles/lisa-p-hockman</link>
		<comments>http://www.bbnetworking.com/member-profiles/lisa-p-hockman#comments</comments>
		<pubDate>Sun, 29 Nov 2009 01:52:40 +0000</pubDate>
		<dc:creator>sonja</dc:creator>
				<category><![CDATA[Member Profiles]]></category>

		<guid isPermaLink="false">http://www.bbnetworking.com/?p=49</guid>
		<description><![CDATA[Horizon Appraisals,Â  Certified Residential Appraiser www.horizonappr.com Horizon Appraisals is committed to providing professional-quality, thorough, understandable and accurate valuation services in a timely manner.Â  Our goals are to deliver results that exceed client expectations and develop relationships based on trust and dependability.]]></description>
			<content:encoded><![CDATA[<p><strong><em><img class="size-full wp-image-70 alignleft" style="margin-left: 10px; margin-right: 10px;" title="lisa_hockman" src="http://www.bbnetworking.com/wp-content/uploads/2009/11/lisa_hockman.jpg" alt="Lisa P. Hockman" width="125" height="150" /></em></strong></p>
<p><strong><em>Horizon Appraisals</em></strong><em>,Â  Certified Residential Appraiser</em><br />
<a href="http://www.horizonappr.com" target="_blank">www.horizonappr.com</a><br />
Horizon Appraisals is committed to providing professional-quality, thorough, understandable and accurate valuation services in a timely manner.Â  Our goals <span id="more-49"></span>are to deliver results that exceed client expectations and develop relationships based on trust and dependability.<br />
<em><br />
</em></p>
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		<title>Nicole Hawkins-Normand</title>
		<link>http://www.bbnetworking.com/member-profiles/nicole-hawkins-normand</link>
		<comments>http://www.bbnetworking.com/member-profiles/nicole-hawkins-normand#comments</comments>
		<pubDate>Sun, 29 Nov 2009 01:52:06 +0000</pubDate>
		<dc:creator>sonja</dc:creator>
				<category><![CDATA[Member Profiles]]></category>

		<guid isPermaLink="false">http://www.bbnetworking.com/?p=47</guid>
		<description><![CDATA[Merrill Lynch, Financial Advisor http://fa.ml.com/nicole_hawkins_normand I help individuals, associations, and small businesses with all of their financial planning goals.Â  It is my belief that a successful partnership with my clients focuses on providing planning expertise, investment strategies, and state-of-the-art technology designed to streamline any financial picture.Â  In addition, I always enjoy providing educational presentations to [...]]]></description>
			<content:encoded><![CDATA[<p><strong><em><img class="size-full wp-image-71 alignleft" style="margin-left: 10px; margin-right: 10px;" title="Nicole_Hawkins_Normand_w" src="http://www.bbnetworking.com/wp-content/uploads/2009/11/Nicole_Hawkins_Normand_w.jpg" alt="Nicole Hawkins-Normand" width="125" height="150" /></em></strong></p>
<p><strong><em>Merrill Lynch</em></strong><em>, Financial Advisor</em><br />
<a href="http://fa.ml.com/nicole_hawkins_normand" target="_blank">http://fa.ml.com/nicole_hawkins_normand</a><br />
I help individuals, associations, and small businesses with all of their financial planning goals.Â  It is my belief that a successful partnership with my clients focuses <span id="more-47"></span>on providing planning expertise, investment strategies, and state-of-the-art technology designed to streamline any financial picture.Â  In addition, I always enjoy providing educational presentations to the local community.<br />
<em><br />
</em></p>
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